Roll callThe Porchlight Detail
Every crew needs a lead. That’s you.
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The Lead: You
You know what the money is for, what you can live with, and what you’d rather not touch. You pick the mission and make every call. Nobody moves without you.
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The Navigator: Erik Miller
Mortgage Expert, NMLS #263103, AZ LO-0927960
Erik’s job is to show you every route, side by side, including staying put. He’s the one who answers the phone, runs your numbers, and explains the trade-offs until they make sense. If the best move is no move, he’ll tell you that.
Call Erik (623) 696-8683 -
The Engineer: Albert Luc
NMLS #1474341, AZ LO-948147
Once you choose a route, Albert builds the structure under it: the loan details, the paperwork, and the steps to closing. Erik’s partner, and the reason the plan holds up when it meets the real world.
The company
Erik and Albert work at Patriot Home Mortgage, a dba of Belem Servicing LLC, Company NMLS #715386, AZ BK-976140. You can look up any of these licenses at NMLS Consumer Access.